| Grantee | Domain | Category | Amount |
| Communities in Schools, Inc. | Education, Knowledge & Culture | Early Learning, K-12 & Learning Recovery | $51 |
This Month’s Total: $51
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A common trap in financial planning is hoarding cash for catastrophic events like major medical emergencies, car crashes, or lawsuits, when those risks are more efficiently transferred to insurance. A true liquidity fund serves a much simpler purpose: it provides a buffer for temporary income gaps, offers behavioral stability during market declines, and ensures you never have to sell long-term investments at a loss to cover expenses. This tool can help you better navigate these tradeoffs to arrive at a liquidity fund that matches your needs.
Features
- A Clear Finish Line: Use the sliders to choose how much extra cash you want to save each month, and the tool will show you the exact month and year your liquidity fund will be completely full.
- Smart Targets: Toggle whether you have dependents or high-interest debt, and the tool will instantly adjust your recommended cash target based on your situation.
- Checking vs. Savings: See exactly how much buying power your cash loses to inflation in a regular checking account versus how much you can earn back by switching to a high-yield savings account.
- Spotting Excess Cash: Look at the dynamic progress bar to visually spot if you are holding too much cash, showing you the exact dollar amount that could be moved out of idle cash and invested for your future.
| Grantee | Domain | Category | Amount |
| Coalition of Oregon Land Trusts | Environmental Sustainability & Animal Welfare | Conservation, Biodiversity & Restoration | $50 |
This Month’s Total: $50
(more…)Many online calculators assume a perfect world where your investments grow in a straight, uninterrupted line. But real wealth building doesn’t work that way. This tool was built to help you more accurately visualize how actual market mechanics and different variables impact your money over time.
Features
- See your future balance: Enter your starting amount, monthly savings, and timeline to instantly see what your investments could be worth at the finish line.
- Factor in hidden costs: The math automatically subtracts expected inflation and investment fees from your returns, so your final number reflects your actual future buying power, not just an inflated fantasy.
- Map out the ups and downs: Markets don’t grow in a perfectly straight line. Add a volatility percentage to see a realistic range of best and worst-case scenarios instead of a single perfect guess.
- Stress test your plan: Toggle the extreme market events button to visualize how rare market crashes or unexpected booms could impact your final balance over time.
- Measure true momentum: Use the log scale toggle to see the actual speed of your growth, making sure your early progress doesn’t look flat just because the dollar amounts were smaller back then.
| Grantee | Domain | Category | Amount |
| Direct Relief | Humanitarian Response & Peacebuilding | Humanitarian Health, WASH & Service Delivery | $48 |